How Process Works

About USDA Loans

USDA loans are for persons with a low-to-moderate income who want to buy a home in the suburbs or in rural areas.

The United States Department of Agriculture determines which locations are eligible for this program. The USDA loan is beneficial to all types of borrowers with an option of 100% financing.

The size and location of the household determine eligibility for this program in terms of income. The amount of money needed depends on where you live and how big your family is.

More about USDA Loans

USDA Loan Benefits

No down payment

A USDA loan is available with no down payment for qualified borrowers.

Lower Interest Rate

USDA loan have lower interest rates that are not affected by the amount of money you put down or your credit score.


A benefit of the USDA loan is that it has the lowest private mortgage insurance rate of any lending program.


  • No, in order to be eligible for USDA loans, you must meet certain property and income requirements.

  • No, a USDA loan is available to both recurrent and first-time homebuyers.

  • USDA loans come with fixed-rate durations of 15 and 30 years.

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