Welcome to USA Loans

Where We Make the Impossible, Possible

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Top Broker Award by Sierra Pacific Mortgage

Award Winning Company

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Multiple Options

We offer multiple home loan programs.

Fast Closing

Complete control over the closing process. 2-3 weeks process.

Competitive Rates

We offer competitive rates to each of our borrowers.

15 years of working experience

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A Simple, Fast, & Secure Process

For our customers that are interested in traditional applications, we simplify the approval and closing process in a secure and transparent manner.

Here at USA loan, we take pride in guiding step-by-step our customers through the entire mortgage process. We care about every borrower of our community.

We require less paper work for loan process
We offer most types of home loans in the U.S.
We'll get you the best mortgage deal
Our team members speak more than one language

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Programs we offer

Mortgage Loan Programs

FHA Loan

The Federal Housing Administration supports this mortgage program, which is aimed to assist consumers with limited down payment resources and a low credit score.

A conventional loan is backed by private financial lenders and can be used to finance almost all property types. It's the ideal loan for well-qualified individuals who have low debt and a high credit score.

VA Loan

Insured by the Veterans Department, VA loans offer excellent opportunities to service members, veterans, and their families to repair, build, or buy their own homes.

USDA Loan

Is for homebuyers with a low-to-moderate income who want to buy a home in the suburbs or rural areas.

Non-QM Loans

Excellent mortgage financing for borrowers that had gone through credit issues, such as bankruptcy or foreclosures in the past.

TAX ID Loan

This program is designed for applicants with no social security number or green card, and with limited credit history.

What We’re Offering

We care about educating our customers.

Today, we remain committed to honesty and integrity while putting a strong emphasis on quick processing and good customer service. In the rising number of markets we service, such as Virginia, Maryland, DC, West Virginia, Florida, California, North Carolina, Pennsylvania, and Texas, USA Loans is emerging as a leader.

How much money do I need to put down on a house?

The size of your down payment is determined by a number of criteria, including the loan program you're applying for, your financial situation, and the amount of the mortgage loan you've been approved for. For example, FHA requires a 3.5% down payment; VA requires a 0% down payment; and conventional affordable products require a 3% down payment.
How long does it take to get a mortgage?

The processing time for a mortgage with USA Loans is between 2 and 3 weeks.
Can I get a mortgage if I am not citizen or permanent resident?

Yes, you can get a mortgage for Non-Permanent resident aliens based on the loan program you qualify.

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Loan Officer

Iredia Alier

Loan Officer

Work Process

How It Works In Easy Way

Apply for a Mortgage: Fill out the mortgage application with your Loan Officer of preference.

Get Approved: Get your mortgage approved within 2-3 weeks after submitting your application.

Get Your House: You are a homeowner! Get ready to move into your new dream home.

Core Features

Why Choose Us

We are known for our proven ability to maintain open lines of communication with our clients and a high level of responsiveness to them throughout the transaction process and beyond.

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703-890-1356