We offer multiple home loan programs.
Complete control over the closing process. 2-3 weeks process.
We offer competitive rates to each of our borrowers.
Company Introductions
For our customers that are interested in traditional applications, we simplify the approval and closing process in a secure and transparent manner.
Here at USA loan, we take pride in guiding step-by-step our customers through the entire mortgage process. We care about every borrower of our community.
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Programs we offer
The Federal Housing Administration supports this mortgage program, which is aimed to assist consumers with limited down payment resources and a low credit score.
A conventional loan is backed by private financial lenders and can be used to finance almost all property types. It's the ideal loan for well-qualified individuals who have low debt and a high credit score.
Insured by the Veterans Department, VA loans offer excellent opportunities to service members, veterans, and their families to repair, build, or buy their own homes.
Is for homebuyers with a low-to-moderate income who want to buy a home in the suburbs or rural areas.
Excellent mortgage financing for borrowers that had gone through credit issues, such as bankruptcy or foreclosures in the past.
This program is designed for applicants with no social security number or green card, and with limited credit history.
What We’re Offering
Today, we remain committed to honesty and integrity while putting a strong emphasis on quick processing and good customer service. In the rising number of markets we service, such as Virginia, Maryland, DC, West Virginia, Florida, California, North Carolina, Pennsylvania, and Texas, USA Loans is emerging as a leader.
The size of your down payment is determined by a number of criteria, including the loan program you're applying for, your financial situation, and the amount of the mortgage loan you've been approved for. For example, FHA requires a 3.5% down payment; VA requires a 0% down payment; and conventional affordable products require a 3% down payment.
The processing time for a mortgage with USA Loans is between 2 and 3 weeks.
Yes, you can get a mortgage for Non-Permanent resident aliens based on the loan program you qualify.
Professional & Experts
Our knowledgeable and qualified loan officers prioritize educating consumers and tailoring mortgage solutions to their specific needs. Our purpose is to make the mortgage process fast and easy. This is one of the most significant investments you will ever make. We want you to make the most informed mortgage decisions possible.
Work Process
Apply for a Mortgage: Fill out the mortgage application with your Loan Officer of preference.
Get Approved: Get your mortgage approved within 2-3 weeks after submitting your application.
Get Your House: You are a homeowner! Get ready to move into your new dream home.
Core Features
We are known for our proven ability to maintain open lines of communication with our clients and a high level of responsiveness to them throughout the transaction process and beyond.