Welcome to USA Loans

Where We Make the Impossible, Possible

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Multiple Options

We offer multiple mortgage programs.

Fast Closing

Complete control over the closing process​. 2-3 weeks process.

Competitive Rates

We offer competitive rates to each of our borrowers.

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USA LoansMortgage Company in Fairfax, VA

15 years of working experience in the mortgage industry

Company Introductions

A Simple, Fast, & Secure Process

At USA Loan, we understand that obtaining a mortgage can be a daunting process, which is why we strive to simplify the mortgage application process for our customers. Whether you are a first-time homebuyer or a seasoned homeowner, our team is dedicated to providing you with a secure and transparent mortgage experience. Our customers can trust us to guide them step-by-step through the mortgage approval and closing process, ensuring that they receive the best possible mortgage options. As a mortgage company that values our community, we take pride in supporting each borrower's unique needs and goals.

  • Diverse selection of mortgage types.
  • Competitive mortgage rates and terms.
  • Team members fluent in multiple languages.
  • Excellent customer service to everyone.

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Programs we offer

Mortgage Loan Programs

FHA Loan

The Federal Housing Administration supports this mortgage program, which is aimed to assist consumers with limited down payment resources and a low credit score.

Conventional Loan

A conventional loan is backed by private financial lenders and can be used to finance almost all property types. It's the ideal loan for well-qualified individuals who have low debt and a high credit score.

VA Loan

Insured by the Veterans Department, VA loans offer excellent opportunities to service members, veterans, and their families to repair, build, or buy their own homes.


Is for homebuyers with a low-to-moderate income who want to buy a home in the suburbs or rural areas.

Non-QM Loans

Excellent mortgage financing for borrowers that had gone through credit issues, such as bankruptcy or foreclosures in the past.


This program is designed for applicants with no social security number or green card, and with limited credit history.

What We’re Offering

We care about educating our customers.

At USA Loans, we are committed to not only providing our customers with top-notch mortgage services but also educating them about the mortgage process. We strongly believe that knowledge is power, and we strive to empower our customers by offering them the information and resources they need to make informed decisions about their mortgages. 

 As we continue to expand our services to various markets such as Virginia, Maryland, DC, West Virginia, Florida, California, North Carolina, Pennsylvania, and Texas, we are proud to be recognized as a leading mortgage provider in these areas.

  • The size of your down payment is determined by a number of criteria, including the loan program you're applying for, your financial situation, and the amount of the mortgage loan you've been approved for. For example, FHA requires a 3.5% down payment; VA requires a 0% down payment; and conventional affordable products require a 3% down payment.

  • The processing time for a mortgage with USA Loans is between 2 and 3 weeks.

  • Yes, you can get a mortgage for Non-Permanent resident aliens based on the loan program you qualify.

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Staff Members

Professional & Experts

Meet Our Loan Officers

Whether you are a first-time homebuyer or a seasoned homeowner, our team is dedicated to guiding you through the mortgage process and ensuring that you have a clear understanding of the options available to you. This is one of the most significant investments you will ever make. We want you to make the most informed mortgage decisions possible.

Work Process

How It Works In Easy Way


Apply for a Mortgage: Fill out the mortgage application with your Loan Officer of preference.


Get Approved: Get your mortgage approved within 2-3 weeks after submitting your application.


Get Your House: You are a homeowner! Get ready to move into your new dream home.

Mortgage Loan Officers

Core Features

Why Choose Us

We understand that securing a mortgage can be a significant financial decision, and our team is dedicated to providing our clients with the support they need every step of the way. 

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