Privacy Policy

At Ibanez Mortgage Group, LLC dba USA LOANS, your privacy is very important to us. The purpose of this privacy policy is to provide you with a description of the types of information we collect about you when you visit the USA LOANS website (https://usaloans.net/) and how we use that information. By visiting or using the website, you agree to the provisions of this privacy policy. If you do not agree to the terms of this policy, please do not use the website.

This policy only applies to information collected while you are on the website. For more information on how the website may redirect you to other websites, please see the Links and Redirection to Third Party Sites section below.

Information We Collect

We collect and store information that you voluntarily provide to us, as well as data related to your website visits and usage.

We collect personally identifiable information (including, but not limited to, name, address, and phone number) that is voluntarily provided to us by you. For example, you voluntarily provide personally identifiable information when you send us an email, use certain website features such as the “Contact an Agent” feature, or participate in a survey or sweepstakes.

In addition, during your visit, we automatically collect certain aggregate information related to your website visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching the website, the name of the domain and host you used to access the Internet, and the features of our website which you accessed.

Use of Cookies

“Cookies” are simple text files stored on your computer for use by a browser. Certain website features may only be available through the placement of a cookie. We may use “cookies” to assist in data collection and to track visitor website usage and trends to help us better serve you. The use of cookies is a standard practice among Internet websites; most Internet browsers permit users to accept, decline, or delete cookies. This website works with a first-party cookie that collects anonymous traffic data on the website.

How We Use Information

We use collected information to make available and to improve our high standard of reliable services. We use such information to:

• Respond to inquiries or service requests and monitor such responses;

• Provide information about and market our products or services;

• Resolve problems; and

• Manage the website and assess its usage.

Disclosure of Information

When you search for a property, we will redirect you to an agent and provide the information you have submitted to us, including the search parameters. If you have registered, send your contact information to that office. Similarly, if you request to be contacted by an agent or office or otherwise request information from us, we will disclose the personally identifiable information you provide to appropriate USA LOANS loan officers to satisfy your request.

We do not sell or rent personally identifiable information to third parties who are not USA LOANS partners and affiliates. We may disclose personally identifiable information to appropriate affiliates of USA LOANS, including strategic alliance affiliates and third-party service providers, to respond to a request for service or to provide information about available products or services.

We may share aggregate (non-personally identifiable) information with certain third parties, such as advertisers, national industry organizations, and prospective affiliates. In addition, we reserve the right to disclose aggregated and personally identifiable information to third parties as required or permitted by law and when we believe that disclosure is necessary to protect our rights.

Links and Redirection to Third Party Sites

The website contains links to third-party websites and may redirect you to third-party websites. These may include sites of:

Third-Party Sites are not under the control of USA LOANS, and USA LOANS is not responsible for such Third Party Sites, including without limitation the accuracy, sufficiency, correctness, reliability, veracity, completeness, or timeliness thereof, any link contained therein, or any changes or updates theret o. The inclusion or access to Third Party Sites does not imply an endorsement thereof by USA LOANS, or of the provider of such content or services, or of any third-party website. USA LOANS reserves the right to terminate any link or linking program at any time.

Please be aware that when you enter a third-party website, any information you provide, including financial information, is subject to the terms of use and privacy policy of that site.

Children’s Privacy

This Web site is not directed toward children, and we do not knowingly collect information from children.

Effective Date; Policy Changes

Each time you use the website, the current version of the policy will apply. Accordingly, when you use the website, you should check the date of this policy (which appears at the top of the policy) and review any changes since the last version. We reserve the right to add to, change, update, or modify this Privacy Policy at any time and without notice other than simply posting such changes, updates, or modifications on this website. Any such change, modification, or update will be effective immediately upon posting on the website.

Lost or Stolen Information

You must promptly notify us if you become aware that any information provided by or submitted to this website is lost, stolen, or used without permission.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL USA LOANS BE LIABLE FOR ANY DAMAGES (INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, LOST PROFITS, OR LOST REVENUE) THAT RESULT FROM THE USE OF THE INFORMATION OR MATERIALS ON THIS WEB SITE, EVEN IF USA LOANS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Governing Law

This policy is governed by the laws of the State of Virginia without giving effect to any principles of conflict of law.

Social media

USA LOANS may provide experiences on social media platforms such as Facebook®, Instagram®, YouTube®, Tik Tok®, and LinkedIn® that enable online sharing and collaboration among users who have registered to use them. Any content you post, such as pictures, information, opinions, or any personal information that you make available to other participants on these social platforms, is subject to the Terms of Use and Privacy Policies of those platforms. Please refer to them to better understand your rights and obligations with regard to such content.

Opt-in Policy

• We only send messages to individuals who have provided their consent to receive them.
• To opt-in to receive messages from us, you can provide your contact information and explicitly indicate your consent on our website or through other communication channels.
• We will not send messages without obtaining your consent first.
• If you have previously provided your consent to receive messages from us but no longer wish to receive them, you can opt-out at any time by following the instructions provided in the messages.

Contact Us

To contact us with your questions or comments regarding this policy or the information collection and dissemination practices of this website, please email us at info@usaloans.net

To see the Terms of Use that apply to this website, click here.

All trademarks, service marks, and other proprietary materials herein are the property of USA LOANS. All rights reserved.

DISCLAIMER OF WARRANTIES AND LIABILITY

ALL CONTENT ON THIS WEB SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. OTHER THAN THOSE WARRANTIES WHICH, UNDER THE U.S. LAWS APPLICABLE TO THESE TERMS, ARE IMPLIED BY LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION, USA LOANS DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NEITHER USA LOANS, ITS AFFILIATED OR RELATED ENTITIES, NOR THE PROVIDERS, NOR ANY PERSON INVOLVED IN THE CREATION, PRODUCTION, AND DISTRIBUTION OF THIS WEB SITE WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVER THAT MAKES THE CONTENT AVAILABLE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE CONTENT THAT YOU ACCESS ON THIS WEB SITE IS PROVIDED SOLELY FOR YOUR CONVENIENCE AND INFORMATION ONLY. USA LOANS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEB SITE, OR AS TO THE RELIABILITY, ACCURACY OR CURRENCY OF ANY INFORMATION CONTENT, SERVICE AND/OR MERCHANDISE ACQUIRED PURSUANT TO YOUR USE OF THIS WEB SITE.

YOU EXPRESSLY AGREE THAT USE OF THIS WEB SITE IS AT YOUR SOLE RISK. YOU (AND NOT USA LOANS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION OF YOUR SYSTEM. YOU EXPRESSLY AGREE THAT NEITHER USA LOANS, NOR ITS AFFILIATED OR RELATED ENTITIES (INCLUDING ITS PROVIDERS AND ITS WEB HOSTING SERVICE PROVIDERS, AND THEIR SUPPLIERS), NOR ANY OF THEIR RESPECTIVE EMPLOYEES, OR AGENTS, NOR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION, DISTRIBUTION, HOSTING, AND/OR OPERATION OF THIS WEB SITE, IS RESPONSIBLE OR LIABLE TO ANY PERSON OR ENTITY WHATSOEVER FOR ANY LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE OR OTHERWISE), INJURY, CLAIM, LIABILITY OR OTHER CAUSE OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON OR RESULTING FROM THE USE OR ATTEMPTED USE OF THIS WEB SITE OR ANY OTHER LINKED SITE (INCLUDING, WITHOUT LIMITATION, USE OF OR ACCESS TO ANY RELATED SOFTWARE OR HARDWARE). BY WAY OF EXAMPLE, AND WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, USA LOANS AND RELATED PERSONS AND ENTITIES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY CLAIM OR DAMAGE ARISING FROM FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS, OR THE RELIANCE UPON OR USE OF DATA, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS WEB SITE. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USA LOANS IS NOT LIABLE OR RESPONSIBLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF OTHER SUBSCRIBERS OR THIRD PARTIES. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH JURISDICTIONS, USA LOANS’S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.