Maryland
Up to $25,000 in PG County Down Payment & Closing Cost Assistance
Buying your first home in Prince George’s County can be challenging due to rising home prices and upfront costs. The Pathway to Purchase program offers eligible first-time homebuyers up to $25,000 to help cover down payment and closing costs.
This assistance is provided as a 0% interest, deferred payment loan and is fully forgiven after 10 years, making it a powerful option for buyers who qualify.
Get started with PG County grants
If you’re planning to buy your first home in Prince George’s County, our team can help you understand whether you meet the Pathway to Purchase requirements and guide you through the qualification process.
15+ years of helping people to buy a home in US
Why Choose USA Loans?
Navigating county-level homebuyer assistance programs requires experience and precision. Our team helps first-time buyers evaluate eligibility and apply correctly based on official program guidelines.
- Experience with Prince George’s County grants
- Familiarity with Pathway to Purchase requirements
- Clear guidance on income limits and debt ratios
- Support through the required homebuyer counseling
- English and Spanish assistance available
What is the pathway to purchase program?
Pathway to Purchase is a Prince George’s County homebuyer assistance program designed to support first-time homebuyers purchasing a primary residence in the county.
The program provides financial assistance that can be used toward: Down payment and closing costs.
The assistance is structured as a 0% interest loan with deferred payments, meaning no monthly payments are required. If program conditions are met, the loan is forgiven after 10 years.
How do Prince George’s county grants work?
Eligible buyers apply for Pathway to Purchase assistance while completing their mortgage process with an approved lender.
Once the buyer qualifies for a mortgage, the lender submits the required documentation for program review. If approved, the assistance is applied at closing to reduce upfront costs.
Funding is subject to availability.
PG County grant requirements
To qualify for Prince George’s County grants through the Pathway to Purchase program, applicants must meet the following requirements:
- First-time homebuyer status: Applicants must be first-time homebuyers.
- Income limits: Total household income must not exceed 80% of the Area Median Income (AMI) for Prince George’s County. All adults living in the household are included in the income calculation.
- Debt-to-income ratios: Applicants must meet the following limits: 35% front-end ratio and 47% back-end ratio
- Homebuyer education requirement: Completion of 8 hours of homebuyer counseling is required.
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