Monica Rios
Loan Officer | NMLS ID: 2675793
Wellcome!
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What docs do I need to provide?
Below is a general overview of the documents required for a full review.
Final requirements may vary depending on your profile.
ALL DOCS Full Review
- Paystubs Recent Month
- W2s 2023 & 2024
- Tax Returns 2023 & 2024
- Bank Statement Recent Month
- Driver’s License
- Social Security Card or itin letter
- Passport
- Mortgage statements all properties you own
Self EMPLOYED Full Review
- Tax Returns 2023 & 2024
- 12 Month Bank Statement
- Driver’s License
- Social Security Card or itin letter
- Work Permit, Green Card or Passport
- Mtg Stmt all properties
- Hazard Insurance current home
How much income do you need to buy a home?
Here’s an estimated qualification range based on gross annual income. Actual approval depends on credit, debts, assets and program guidelines.
Estimated Purchase Range by Income*
Illustrative examples based on gross annual income.
| Annual Income | Estimated Purchase Range | Estimated Monthly Payment |
|---|---|---|
| $30,000 | $142,000 | $1,115.72 |
| $40,000 | $194,000 | $1,498.67 |
| $50,000 | $245,000 | $1,874.24 |
| $60,000 | $296,000 | $2,249.83 |
| $70,000 | $346,000 | $2,618.03 |
| $80,000 | $397,000 | $2,993.62 |
| $90,000 | $448,000 | $3,369.19 |
| $100,000 | $499,000 | $3,744.76 |
| $110,000 | $550,000 | $4,120.35 |
| $120,000 | $601,000 | $4,495.92 |
| $130,000 | $651,000 | $4,867.82 |
| $140,000 | $702,000 | $5,239.72 |
| $160,000 | $805,000 | $5,998.24 |
| $180,000 | $907,000 | $6,749.39 |
| $200,000 | $1,005,000 | $7,471.10 |
*Estimates are for illustrative purposes only and assume average credit, standard debt ratios and current market conditions. This is not a commitment to lend. Actual qualification depends on credit, debts, assets, program guidelines and interest rates.
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